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Funding built on twenty years of trust.

Come on in

Funding built on twenty years of trust.

Come on in

Sincerra Financial

Welcome to the Oasis.

Out there, everyone promises water. Approved in minutes. No paperwork. Cash today. Most of it is a mirage.

Sincerra Financial connects business owners with working capital from vetted funding partners, guided by someone who has placed deals for two decades. One person, start to finish. Straight answers, even when the answer is "not yet."

Start your application Call Esther at [PHONE]

Straight answers

Mirages we won't sell you.

Every sign on that road was selling something. Here's what's actually true.

"Guaranteed approval."

Nobody can promise that. Funders make the final decision. We'll tell you honestly where you stand before you spend time on it.

"No docs needed."

Real funders look at how your business actually runs. We keep the paperwork light and ask only for what a funder will really use.

"Lowest rates anywhere."

Cost depends on your business, your history and the funder. We show you the full payback amount up front, in plain numbers, so you can compare.

"It's just a quick loan."

A merchant cash advance is a purchase of your future receivables, not a loan. We explain exactly how repayment works before you sign anything.

"Cash in your account today."

Timing depends on the funder and how quickly the details come together. We'll give you a realistic timeline, not a slogan.

How it works

Four steps, one person.

You're not a file number here. Esther handles your request herself, from the first call to the day funds arrive.

  1. Tell us about your business.

    A short form: what you do, how long you've been at it, and what you need. A few minutes, no documents yet.

  2. Esther reviews it herself.

    No call center. She reads your request, calls you, and asks the questions a funder will ask.

  3. A clear offer, explained.

    If a funding partner makes an offer, you'll see the amount, the total payback and the payment schedule, in plain language. Ask anything.

  4. Funds arrive.

    Accept the offer and the funder sends the money to your business account. If you need more later, you already know who to call.

Who we work with

Built for Main Street.

Established businesses with at least six months of revenue history, across the industries that keep towns running.

  • Construction
  • Restaurants
  • Retail
  • Healthcare
  • Trucking
  • Logistics
  • Auto repair
  • Salons and spas
  • Landscaping
  • Manufacturing
  • Professional services
  • And more

Don't see your industry? Apply anyway. Esther will tell you straight if it's a fit.

Meet Esther

A voice you'll get to know.

Esther Anatian has spent more than twenty years helping business owners find working capital. She started Sincerra Financial with a simple idea: the person who answers your first call should be the person who sees your deal through.

[BIO: two or three sentences from Esther about why she does this work.]

Hear from Esther[VOICE NOTE: about 30 seconds, in her own words]
Call Esther at [PHONE]

Apply

Let's start with a conversation.

Takes a few minutes. No documents yet, and applying never commits you to anything.

Hi, I'm and I run , a business in . We've been open and bring in about a month. We're looking for around . The best way to reach me is or . I heard about Sincerra from .